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What is the difference between Bacs and faster payments?

The Bacs process takes 3 working days. You have submission day (Day 1), a processing day (Day 2) and then the due day (day 3) This is the same for all banks that use the Bacs submission process.

Faster payments transfers funds on the same working day. This can sometimes be within the hour. These payments are not processed by Bacs, It is dealt with by your sponsoring bank. It is essential that you check with your bank, that they have this functionality, before you purchase the faster payments option for your software.

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